What is the general issue – A commercial construction project often involves many different parties, including the project owner, design professionals, general contractor, and subcontractors. It is fairly common for construction contracts to require that the contracting parties name other parties as additional insureds under their liability insurance policies. Consequently, when a loss occurs in connection with a construction project, there often are many different policies of insurance that may be implicated. This webinar will address issues that commonly arise following a loss at a construction project concerning who is entitled to coverage as an additional insured and the manner in which multiple policies will respond to a loss.
Why is this important - Personal injury and property damage claims often arise in connection with commercial construction projects. It is important to make sure prior to an occurrence giving rise to a claim that the proper insurance coverage is in place and all parties are adequately protected. Once a claim occurs, it is important to know what coverage may exist and which, if any, insurance companies will provide a defense to, or indemnify, a particular party.
Who will be most interested in this program – Individuals that are involved in personal injury and property damage claims arising out of construction project, including attorneys, individuals who work for insurance companies, insurance brokers, construction managers, contractors, design professionals, and risk managers.
What core concepts are addressed - (1) Who qualifies as an additional insured under a third-party liability policy and the extent to which coverage may be available; and (2) the manner in which multiple policies will respond to a loss.
What are the key learning objectives – To provide an overview of the types of insurance coverage issues that frequently arise when a party is sued for personal injury or property damage arising out of a commercial construction project.
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