Program Details
On Demand

Commercial General Liability - Overview

Content Partner:  HB Litigation Conferences
Mobile Compatible
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Price: $195.00*
This program is no longer available.

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The topic to be addressed in this program is how to read and analyze a commercial general liability policy with an emphasis on understanding the Declarations, Insuring Agreement, Conditions, and Exclusions.
Key Learning Objectives:
1) Understanding the components of a CGL policy
2) Applying exclusions of a CGL policy to claims
3) Learning how to determine who is insured under a CGL policy
4) Recognizing issues concerning late notice and timing of claims
5) Duty to Defend versus Duty to Indemnify
Program Agenda: 
I. Differences Between CGL and Property Policies  (5 minutes)
II. Duty to Defend v. Duty to Indemnify (7 minutes)
III. How to Analyze Coverage
A. Declarations Page (5 minutes)
B. Who is an Insured (add'l insured endorsements, "Who is An Insured" section of policy) (5 minutes)
C. Trigger of Coverage (claims made v. occurrence; manifestation trigger, exposure trigger, continuous trigger) (10 minutes)
D. Insuring Agreement (BI/PD requirements) (3 minutes)
E. Conditions (late notice, other insurance, cooperation)  (3 minutes)
F. Exclusions (intentional acts, contractual liability, auto exclusion etc..) (10 minutes)
IV. Reservation of Rights/Disclaimers/Declaratory Judgment Actions (10 minutes)

Practice Areas: Insurance Law
Online Media Type: Audio
Production Date: 06/25/2013
Level: Intermediate
Category: Standard
Duration: 1 Hours, 3 Minutes
Online Format: On Demand

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Purchase of this product provides online access for 180 days. If you are purchasing a live webcast, you will receive complimentary access to the on demand version for 180 days once it becomes available. Please note that the on demand and podcast versions may, or may not be accredited in your state.

If you intend to take a course for CLE credit, please make sure your state is listed in the "Accreditation" section to the upper right of the program description. Accreditation displayed is unique to the purchased program format (live conference, live webcast, on demand, podcast). Credit totals listed for live conferences are the maximum credits available. Credits issued will be based upon actual time in attendance.  Credit totals for other formats are for complete programs.  Partial credit is not available for any online or downloadable format. 


West LegalEdcenter will not provide accreditation for states not listed. 

This product is intended for individual use by the named purchaser. Group viewings for online programs may be arranged for five or more attorneys within the same organization prior to viewing by emailing

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Total Credits: 1
Specialty Credits: 
Status: Reciprocal Credit Available
Expiration: N/A
Training Type: Online

West LegalEdcenter provides accreditation as described here. You may be able to self apply for credits in states not listed.

Check your state requirements and get contact information.
Hilary M. Henkind, Esq. and CPCU - Mound Cotton Wollan & Greengrass
This product is designed to provide information in regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.

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